Home business How to Increase your Fuliza Limit in simple steps

How to Increase your Fuliza Limit in simple steps

by NBI
How to Increase your Fuliza Limit

In this post, I will show you a simple way to increase your Fuliza limit so you can access a higher overdraft amount from Mpesa.

Fuliza is an NCBA loan bank product offered through Safaricom M-Pesa. The service enables registered M-PESA customers to easily complete their M-PESA transactions when insufficient funds are in their M-PESA account, but they want to withdraw or send money.

To make it simple, Fuliza is an overdraft loan facility for all registered M-Pesa users that enables users to finish paying a product or send money even if they don’t have enough cash.

Let’s dive right into how to increase your Fuliza limit step by step:

How to Increase your Fuliza Limit 

Here is a guide on how you can increase your Fuliza limit to a higher fuliza amount:

Step 1: Make sure that you have been using the service for a while and be someone who pays the loan on time. In fact, Safaricom PLC themselves highly recommend that you continue using the Safaricom and M-PESA services regularly and repay Fuliza M-PESA on time by simply topping up your M-PESA account.

Step 2: Opt out and in of the Fuliza M-Pesa. If you don’t know yet, here is how to opt-out of Fuliza by M-Pesa:

  • Dial *234# on your phone
  • Select the Fuliza option
  • Select Opt-out

If you are using the new MySafaricom app, here is how to opt-out of Fuliza:

  • Log in to the Safaricom app
  • Choose M-Pesa
  • Select Fuliza M-Pesa
  • Click on Opt-out

Step 3: Activate your Fuliza again by Dialing *234# or through the MySafaricom app. You should now see your new limit if everything goes well.

You might also get a new limit, or they will restore M-Pesa will restore Safaricom will restore your previous limit.

Also, check the M-Pesa Charges in Kenya.

How to fuliza mpesa loan

Here is a quick guide on how to get started with the Safaricom Fuliza Mpesa loan:

  1. You should be a registered M-Pesa user and have an active Safaricom line.
  2. Your Safaricom simcard must have been in use for at least the last 6 months.
  3. When you meet the above Fuliza requirements, simply go to your phone and dial *234#, and select the Fuliza M-Pesa option to opt-in.
  4. Also, if you have the My Safaricom App, you can use it to get a Fuliza mpesa loan.
  5. M-Pesa will then automatically allocate a Fuliza limit, so you can’t use more than this given limit.
  6. To repay the Fuliza loan, all you have to do is a deposit to M-Pesa or receive money from your M-Pesa. Mpesa will deduct the money automatically once it gets to your account.

So every time that you need to pay for something or send money to someone, but your M-Pesa account has a low balance, Fuliza will ask you to use the service to send.

If you have any questions regarding the Fuliza limit, please leave a comment below, and I will answer them.

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Mohammad February 2, 2022 - 8:01 pm

My limit reduced to 0.00 I need my previous limit

Mohammad February 2, 2022 - 8:00 pm

I had a bigger limit I opted out then in and my limit reduced to 0.00 can I return it to my previous limit or for how long should wait for it to be like before

Comments are closed.

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